Terms and conditions
Terms and Conditions for Cultureshelf.com
Effective Date:* February 8, 2025
1. Acceptance of Terms
By using www.cultureshelf.com (the "Site"), you agree to abide by these Terms. Continued use constitutes acceptance of any revisions
---
2. Payment Terms
a. Payment Methods
- Accept Razorpay-supported options: Credit/Debit Cards, UPI, Net Banking, Wallets
- Currency: INR only
b. Invoicing
- Invoices generated post-payment include transaction ID, date, and itemized costs
c. Refunds & Chargebacks
- Refunds processed within 7–10 business days via original payment method
- Chargebacks require proof of delivery/service; disputes resolved per Razorpay’s policies
d. Failed Transactions
- Contact support@cultureshelf.com within 24 hours for reconciliation
---
3. User Responsibilities
a. Prohibited Activities
- Fraudulent transactions, circumventing security, or violating intellectual property rights
- No surcharges for specific payment methods
b. Account Termination*
- Accounts suspended for breaches (e.g., fraud, policy violations)
---
4. Intellectual Property
- All content (logos, text, images) on Cultureshelf is proprietary. Unauthorized use prohibited
---
5. Limitation of Liability
- Cultureshelf not liable for:
- Third-party payment errors
- Data loss/malware from external links
- Maximum liability capped at transaction value
---
6. Governing Law & Dispute Resolution*
- Governed by Indian law; disputes resolved in [Your State] courts
- Mediation mandatory before litigation
---
7. Amendments
- Revisions notified via email/Site banner 15 days before effective date
---
8. Contact Information
For payment issues:
- Email: support@cultureshelf.com
- Phone: [Insert Contact Number]
---
Additional Requirements for Razorpay Compliance
1. Link to Policies*
- Embed your Privacy Policy and Refund Policy in the T&C
2. Prohibited Goods/Services*
- Explicitly ban illegal items (e.g., drugs, weapons)
3. Transaction Dispute Process*
- Outline steps for users to report discrepancies
---
Formatting Tips
- Use bullet points for clauses like refunds/prohibited activities
- Highlight key terms (e.g., Refunds, Chargebacks) in bold
- Include a footer link to the T&C on all Site pages
For a Razorpay-compliant template, adapt the clauses above using [Razorpay’s API documentation](https://razorpay.com/docs/) and consult a legal professional for final validation[5].
Citations:
[1] Payment Terms Clause For Your Terms and Conditions https://termly.io/resources/articles/payment-terms/
[2] 7 Key Clauses to Include in a Terms and Conditions ... https://www.hemmerlaw.com/blog/7-key-clauses-to-include-in-a-terms-and-conditions-agreement/
[3] How To Write Terms and Conditions in 6 Easy Steps https://termly.io/resources/guides/how-to-write-terms-and-conditions/
[4] Must-Have Terms and Conditions Template for eCommerce https://blog.storeya.com/2018/11/terms-conditions-template-ecommerce/
[5] PAYMENT GATEWAY TERMS AND CONDITIONS https://www.thepay.eu/nwm-upload/2024/08/eng_payment_gateway_terms_and_conditions.pdf
[6] Website terms and conditions templates | T&C for web sites https://www.netlawman.co.in/dl/website-terms-and-conditions-templates
[7] Website Terms and Conditions Best Practices https://ironcladapp.com/journal/contracts/website-terms-and-conditions/
[8] Creating the Terms & Conditions for Your Ecommerce Site https://www.zoho.com/academy/e-commerce/building-commerce-site/ecommerce-terms-conditions.html
[9] Payment Gateway TERMS AND CONDITIONS DISCLAIMER https://payments.billdesk.com/bdcollect/bdCollect/adhoc/angloEastern/resources/pdf/AEMA_PG_TERMS_AND_CONDITIONS.pdf
[10] Terms and Conditions Template https://termly.io/resources/templates/terms-and-conditions-template/
[11] Terms and Conditions for Online Payment https://tpocmms.nic.in/SPCB_DOCUMENTS/T_C_TSPCB.pdf
[12] Clauses for Terms & Conditions https://www.termsfeed.com/blog/terms-conditions-clauses/
[13] General Terms and Conditions for the use of the Payment ... https://cdn.dibspayment.com/contracts/psp/psp_general_terms_en.pdf
[14] What Should Basic Terms and Conditions Include? https://www.iubenda.com/en/help/19482-what-should-basic-terms-and-conditions-include
[15] Terms and Conditions: The Essential Guide https://solidwp.com/blog/terms-and-conditions/
[16] Payment Terms in Terms & Conditions https://www.termsfeed.com/blog/payment-terms-terms-conditions/
[17] Clauses your eCommerce terms and conditions agreement ... https://www.cloudflight.io/en/blog/clauses-your-ecommerce-terms-and-conditions-agreement-must-include/
[18] How to Write Terms and Conditions in 14 Simple Steps https://www.enzuzo.com/blog/write-terms-and-conditions
[19] PAYMENT GATEWAY TERMS AND CONDITIONS https://www.thepay.eu/nwm-upload/2024/08/eng_payment_gateway_terms_and_conditions.pdf
[20] Terms to Include in Website Terms and Conditions - LegalVision https://legalvision.com.au/website-terms-and-conditions-9-key-clauses/
[21] Creating Your Website Terms and Conditions https://www.legalzoom.com/articles/creating-your-website-terms-and-conditions
[22] Payment terms and conditions https://stripe.com/ie/resources/more/payment-terms-germany
[23] How to Write Terms and Conditions in 10 Easy Steps https://www.websitepolicies.com/blog/how-to-write-terms-and-conditions
[24] Payment Terms and Conditions Templates (That you can ... https://www.paidnice.com/blog/payment-terms-and-conditions-templates
[25] Terms and Conditions Template https://termly.io/resources/templates/terms-and-conditions-template/
[26] 16 Terms and Conditions Examples [+ Free Template] https://www.enzuzo.com/blog/terms-and-conditions-examples
[27] Generate an Ecommerce Terms & Conditions https://ecommerceguide.com/guides/ecommerce-terms-conditions/
[28] PAYMENT GATEWAY MERCHANT SERVICE AGREEMENT https://www.authorize.net/content/dam/anet-redesign/documents/CyberSource_Service_Agreement_ANZ.pdf
[29] Terms and Conditions Generator - Free Template for Your ... https://www.shopify.com/tools/policy-generator/terms-and-conditions
[30] Ecommerce Terms and Conditions Template https://termly.io/resources/templates/ecommerce-terms-and-conditions/
[31] Business Terms & Conditions Template [Download] https://www.termsfeed.com/blog/sample-small-business-terms-conditions-template/
[32] A Sample Terms and Conditions Policy for E-commerce https://jumpseller.in/learn/sample-terms-and-conditions/
[33] Free Terms & Conditions Template & Examples [PDF+DOC] https://www.websitepolicies.com/blog/sample-terms-conditions-template
[34] Free Sample Terms and Conditions for Your E-Commerce ... https://www.wemakewebsites.com/blog/free-sample-terms-and-conditions-for-your-e-commerce-website-uk-specific
[35] Terms and Conditions - India's Top Payment Gateway https://www.ccavenue.com/terms_conditions.jsp
[36] How to write terms and conditions for a website? https://www.zoppi.co.uk/blog/how-to-write-terms-and-conditions-for-a-website
[37] Ecommerce Terms & Conditions Template [Download] https://www.termsfeed.com/blog/sample-ecommerce-terms-conditions-template/
[38] In this Agreement, the following terms shall have the ... https://www.southindianbank.com/userfiles/file/tandc_internet_payment_gateway.pdf
